Concerned with the cost of attending college or any post-secondary education program?
Here are some links to websites with information about financial aid and scholarships.
Title of Presentation
Understanding Financial Aid
Entendiendo la ayuda financiera: Presentado en español
The FSA ID is a username and password combination you use to log in to U.S. Department of Education (ED) online systems. The FSA ID is your legal signature and shouldn’t be created or used by anyone other than you—not even your parent, your child, a school official, or a loan company representative. You’ll use your FSA ID every year you fill out a Free Application for Federal Student Aid (FAFSA®) form and for the lifetime of your federal student loans.
FAFSA is the free application for federal student aid. Every student should file a FAFSA. This one application is used by colleges, career colleges, and technical/trade schools to apply for all forms of financial aid. The FAFSA provides family with than expected family contribution which is used by institutions to determine eligibility for aid. Some scholarship programs will ask for your EFC to determine eligibility for scholarship monies as well. The FAFSA is filed after October 1 of the student’s senior year.
College Goal Sunday is an annual event designed to assist low income and first generation students in completing the national application for college financial aid, the Free Application for Federal Student Aid (FAFSA), and providing information on available financial aid resources.
HESAA is the Higher Education Student Assistance Authority of New Jersey. The website contains information and applications for the various loan, grant, and scholarship programs run by HESAA. The website also contains resources for dealing with the costs of higher education.
The CSS profile is used by almost 400 colleges, universities, and scholarship programs. It is an application for nonfederal financial aid. The website contains the application, list of participating schools/programs, and other helpful information.
Federal Student Aid
This is the website from the Federal Student Aid office of the US Department of Education. The website is packed with information organized into 5 areas: preparing for college, types of aid, qualifying for aid, applying for aid, and managing my loans. The website is available in English and Spanish.
The New Jersey Educational Opportunity Fund provides financial assistance and support services (e.g. counseling, tutoring, developmental course work) to students from educationally and economically disadvantaged backgrounds who attend institutions of higher education in the State of New Jersey. Undergraduate grants range from $200 annually to $2,500 annually depending on the type of institution and financial need. These grants are renewable based upon continued eligibility. The website contains specific information about eligibility and participating institutions.
NJ STARS is a scholarship program exclusively for New Jersey residents that covers the cost of tuition at New Jersey's 19 community colleges. Students who graduate in the top 15 percent of their high school class may be eligible. The website contains more information about the specifics of the NJ Stars program and eligibility.
New Jersey students enrolled in any one of the State’s 18 county colleges may be eligible for tuition-free college. Students who are enrolled in at least 6 credits per semester and who have an adjusted gross income of $0 -$65,000 will be considered for this state grant. There is no separate application. If you already completed the FAFSA® or the NJ Alternative Financial Aid Application for NJ Dreamers, you are automatically being considered for this state aid.
This is a service provided by the US Dept. of Education to help parents/students better understand college costs and be able to make comparisons to help make financially sound decisions. The website contains resources including college net price calculators, college scorecards, the college affordability and transparency list, state spending charts, and information about 90/10 institutions (commonly known as proprietary or “for profit” schools)
HESAA Student Loan Guide
The HESAA Student Loan Guide provides general information to assist students & their families in planning and paying for post-secondary education through the use of student loans. The guide contains information that covers federal loan programs, New Jersey's state loan program - NJ CLASS, and information on alternative private loan options.